New FHA guidelines were released on June 19th which makes it easier to qualify.

Previously, FHA mortgages took 1% of your total student debt balance to calculate your DTI but that has recently been updated.
FHA mortgages now take your monthly student loan payment amount as your calculation for DTI.
If you have a $0 monthly payment or your loans are in forbearance/default, they use .5% of your total student debt balance.

This helps chances of getting approved for a mortgage dramatically since the DTI calculation has been modified to benefit borrowers and FHA loans allow for lower credit scores and down payment amounts.​

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