Having a large student debt balance doesn't have to prevent you from achieving your financial dreams and starting to build equity now. 
  • The amount of student debt you have doesn't necessarily hurt your credit score.
    • ​High credit utilization (credit cards) is more impactful than your student loans if you make sure to make your payments on time.​
  • Getting on the right repayment plan helps your DTI calculation and ability to save for a down payment.
  • Down payments for a home can be as low as 4 - 4.5%, including closing, moving, and other miscellaneous costs. 

Estimate home much home you can afford with student loans.