How CARES Act benefits can prevent you from qualifying for a mortgage:

CARES Act put all public student loans into a 'paused payment' status, but this means that DTI calculation is different than when in repayment status.
​For most borrowers, this new calculation HURTS their chances of qualifying for a mortgage.

You can opt out of the forbearance status and get yourself back into repayment so that your DTI will be calculated more favorably.

Just getting back into repayment is not enough! You can optimize the best proof of income to get the lowest monthly payments possible so you can qualify for a higher mortgage.


Let LoanSense help you increase your budget.

LoanSense can figure out the best loan repayment plan to increase your budget. Our student loan experts will analyze your loans and recommend the right plan for you.

You deserve to make big-time purchases like a new house! You have worked hard, now let us handle your student loans.

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